Independent
Financial Advisers

Welcome to Elm Tree Financial Services, where we prioritise a clear and straightforward approach to your financial needs.

Based in Warrington, Cheshire, we specialise in providing tailored on pensions, investments, and mortgages, all while considering your unique financial situation. Our dedicated team works closely with both individuals and business owners, focusing on developing personalised financial plans that align with your goals.

Experience unbiased, independent financial advice designed to empower you in making informed decisions about your future.

CONTACT US TODAY

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MORTGAGE ADVICE

Buying a is one of the most significant decisions you’ll ever make, often with unexpected twists and turns. That’s why we believe that seeking impartial, whole-of-market mortgage advice is invaluable. Our expert guidance can help you navigate the complexities of the mortgage landscape, ensuring you find the best options tailored to your needs. Trust to support you every step of the way in your journey.

PROTECTION ADVICE

Here at Elm Tree Financial Services we offer friendly, simple to understand insurance and protection advice that enables us to understand and guide our clients through the different insurance and protection options available

PENSION ADVICE

Weather you are considering starting contributions into your first pension or have existing pension schemes that you no longer pay into and have not reviewed recently, we can help guide you through the many different options available.

Our Services

EQUITY RELEASE

Equity release is a way of supporting yourself later in life by unlocking tax-free cash from the value of your home, without having to move out.

If you’re looking for extra money to make retirement a little easier, to start home improvements or to give a helping hand to your family, it could be a welcome boost to your bank balance.

INVESTMENT ADVICE

We provide impartial advice after taking into account your specific, personal and financial objectives, for example, how long you want to invest for, your attitude to investment risk, your individual investment needs and of course the different tax efficient solutions available.

FINANCIAL ADVISERS YOU CAN TRUST

FREE CONSULTATION

NO HIDDEN FEES

We will give you a free, no obligation initial consultation with expert, independent advice from one of our experienced and qualified advisers.

BACK OFFICE SUPPORT

CLIENT PORTAL

With our client site you can organise and track your investments conveniently online, and get in touch with your financial adviser in an instant.

LARGE COVERAGE

THROUGHOUT THE UK

We work with clients throughout the Cheshire area and in Cities such as Manchester, London, Birmingham, Liverpool and Leeds.

WHAT OUR CLIENTS THINK

"If you're looking for financial advice then I recommend you visit Elm Tree and meet Marie Meagher. I went to get my pension sorted out and the help and advice that I got from Marie was everything that I could have asked for.

- David P

"I was looking for a mortgage advisor to assist in my mortgage application for my first home. I was highly recommended Elm Tree by a friend, notably Kevin Barlow. What can I say - from start to finish Kevin was professional, knowledgable, and had an efficient and friendly manner. He, as well as the company are worth their weight in gold. He made the process stress-free, understandable, and was more than happy to advise every step of the way, he went above and beyond what was expected. They have a really efficient system where you can view all your documents throughout the process anytime, in a highly secure, protected back office system that is unique to you. My mortgage application was successful and if you're looking for someone who knows exactly what they're doing and is on hand to assist whenever you need them, then I can't recommend Kevin and Elm Tree highly enough. They are that good."

"John Ward, I was looking for independent mortgage advice and I cannot praise enough the service Kevin and his team provided. I am registered blind and Kevin made sure that I had access to all information and explained all details clearly and concise. As well as some gems of information I got the product that best met my requirements and was far better than the self searching and research I had undertaken. I will certainly be using Elmtree again.

- John R Ward

- Victoria M